1. Your flight has been cancelled. 2. You have to cancel your trip because of a medical emergency. 3. You have a medical emergency while on vacation. 4. You need medical evacuation from a foreing country. 5. Your bags and/or personal effects are lost or stolen. 6. You have to interrupt your vacation and return to Canada as a result of an emergency. 7. Your tour operator or airline goes bankrupt. 8. A hurricane forces you to evacuate your destination. 9. Your plane is forced to divert to a city other than your inteded destination and you need the first available ////flight to continue to your destination.